1(800) 595-3380
Welcome to D'Paradigm LLC – Your Partner In Private Lending Solutions
Tailored Lending Solutions for Your Business Needs
At D'Paradigm, we are more than just consultants—we are strategic partners in financing your journey to success. Our mission is to provide businesses with the capital, insights, and innovative strategies needed to accelerate growth, improve efficiency, and achieve long-term financial stability.
Strategic Lending Structure
Success isn’t just about access to capital—it’s about the right capital, at the right time. At D’Paradigm, we provide intelligent, flexible private lending solutions designed to fuel real estate growth, empower investors, and create long-term financial stability.
Our Winning Formula
Our approach is rooted in strategy, innovation, and efficiency—helping businesses unlock their full potential through customized solutions.
Residential / Commercial
Programs
Fix & Flip / Rehab Loans
$100K+ / Min. Fico Score 660
Standard Rehab
- Acquisition & Refinances*
- 12-months Interest Only*
- No Experience
- No Pre-Payment Penalty*
- Entity or Individual*
- Foreign National Friendly*
- Actualized 10% down on Purchases
- Up to 90% Loan-To-Cost
- Budget Self-Funded, Partial Funding, & Full Funding
- Non-Structural Improvements
- In House Construction Management*
- In-House Draw System*
Extensive Rehab (*)+
- SREO Reflecting 2+ Fix&Flip/Rehab Experience
- Budgets Fully Funded
- Up to 75% After-Repair-Value / Up To 85% Loan-To-Cost
- Structural Renovation Friendly
- Additional SQ.FT.
Underwriting Fee $995.00
Legal Fee $795.00
Rental DSCR & Portfolio Loans
$75k+ / Min. FICO 660
Single Property Rental DSCR Loan
- Acquisition & Refinance
- 30/40-Yr Fixed (Principal & Interest or Interest Only)
- Down to 0.80 Min. DSCR
- Vacant Refinance Friendly
- Up To 80% Loan-To-Value Purchase
- Up to 75% Loan-To-Value Cash-out
- No Experience Needed
- Single Family, 2-4 Units, Condos
- Non-Warrantable Condos Accepted
- Pre-Payment Penalty 0-5Yrs
- Short-term Rentals Accepted
- Individual or Entity
- Foreign Nationals Friendly
- Rate Protection Eligible
Multifamily Property Rental DSCR Loan Feature Highlights | $250K+ / Min. FICO 700
- Acquisition & Refinances
- 30 year Fixed (Principal & Interest or Interest Only)
- Down to 1.00 Min. DSCR
- 1+ Deal Experience on SREO w/ DSCR loans
- Entity Only
- Pre-Payment Penalty 0-5 years
- Rate Protection Eligible
- Single Property with 5-8 Units (Multifamily)
Portfolio Blanket Loan | $400K+ / Min FICO 700
- Acquisition & Refinances
- 30 year Fixed (Principal & Interest or Interest Only)
- Down to 1.10 Min. DSCR
- Up to 80% Loan-To-Value Purchase
- Up to 75% Loan-To-Value Cash-out
- will fund at one time or withing a certain time-frame 2-10 Properties in the same state
- No Property Substitutions
- Single Family, 2-4 Units, Condos
- Pre-Payment Penalty 5yrs,4yrs, 3yrs
- Short Term Rentals Accepted
- Up to 75% Loan-To-Value Cash-Out
- Entity Only; No Special Purpose Entity Required
Underwriting Fee $995.00
Legal Fee $795.00
Bridge Loan
$100K+ | Min FICO 680
- Purchases
- Delayed Financing
- 12 Months Interest Only
- 2+ Deal Experience SREO
- No Pre-Payment Penalty
- Up to 75% Loan-To-Value
- Single Family, 2-4 Units, Condos
- Non- Warrant-able Condos Accepted
- Individual or Entity
- Foreign Nationals Friendly
Underwriting Fee $995.00
Legal Fee $795.00
New Construction Loan
$100K+ / Min FICO 660
- Acquisition & Refinances
- No Experience Required (Will Need experienced GC)
- No Pre-Payment Penalty
- Entity or Individual
- Up To 85% Loan-To-Cost/ 75% After Repair Value
- 12 Months Interest Only
- 12 Month seasoning to use current land value as equity
- In House Construction Management
- In House Draw
Underwriting Fee $995.00
Legal Fee $795.00
Synergy In Action
True synergy happens when capital meets vision. At D’Paradigm, we collaborate closely with our clients to structure private lending solutions that align with their goals, timelines, and growth strategies. Our focus on communication, integrity, and execution ensures every partnership creates measurable results and long-term success.
Text 1 (800) 595-3380
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